The Retirement Income · Liquidity · Legacy Waterfall™
Max Retirement Income
Help your clients pursue 30–50% more retirement income — the research-backed system trusted by thousands of advisors for 20+ years.
What is the MRI System?
A comprehensive retirement planning framework by Wealth Building Cornerstones™ — plus the client-ready tools that bring it to life — helping advisors simplify conversations while maximizing client income.
Client-Focused Approach
Complements your existing planning process rather than replacing it.
Investments + FIAs Together
Shows how Fixed Indexed Annuities and investments work together for higher, more dependable income.
Repeatable & Proven
A simple process that becomes more effective with every client conversation.
Universal Application
Built for clients already retired or within 10 years of retirement.
Client-Ready Presentations
Visual presentations that simplify retirement concepts across two clear tracks.
Retirement Calculators
Easy tools that personalize strategies with real-time modeling for each client.
Who is Quantum?
The Quantum Group is a leading independent insurance distribution organization (IMO) based in Scottsdale, Arizona, that partners with financial advisory firms to accelerate growth through a comprehensive, client-centric model.
They serve as an extension of your advisory practice, providing embedded expertise, infrastructure, and support at no additional cost to the firm. Quantum combines access to innovative insurance and annuity solutions with strategic marketing, advanced planning, and operational resources to help advisors realize their vision and deliver better outcomes for clients.
Core Focus Areas
Quantum’s partnership model is built on six integrated pillars.
Integrated Business Development
Strategic support to grow your firm sustainably.
Insurance Platform
Access to exclusive and limited-distribution fixed indexed annuities and indexed universal life products, with specialized case design and retirement risk management strategies.
Strategic Marketing & Client Acquisition
Help standing out and attracting your ideal clients.
Streamlined Operations & Technology
Infrastructure and processes that simplify day-to-day operations.
Advanced Planning & Portfolio Solutions
Expertise in holistic retirement income planning, legacy/estate strategies, and portfolio optimization using insurance products.
White-Glove Service & Support
Dedicated relationship management, onboarding assistance, and ongoing consultative support tailored to your practice.
Turn Retirement Savings into a Steady Flow of Income
The MRI System structures assets so income cascades reliably through retirement — balancing growth, liquidity, and legacy at every stage.
The Complete Ecosystem for Advisors
Strategy + Products + Digital Execution — Working Together for Advisors
Awareness & Client Acquisition
Quantum builds the digital presence and marketing engine that drives awareness and engagement with the MRI System.
- Strategic marketing & ideal-client acquisition
- Modern website & digital client experience
- Podcasts, content & thought leadership
- Brand positioning that helps advisors stand out
Where Strategy Comes to Life
The MRI System turns strategy and products into a practical, repeatable process advisors can run with every client.
- The Income Waterfall™ framework
- Client-ready presentations & visuals
- Retirement calculators & real-time modeling
- Academically backed by Dr. Wade Pfau, Ph.D., CFA, RICP®
- A repeatable process advisors can scale
Smooth, Supported Implementation
Quantum surrounds advisors with the operational infrastructure and hands-on service that keep implementation seamless.
- Dedicated training & onboarding support
- Case management & advanced case design
- Advisor HQ platform & contracting
- White-glove, consultative relationship management
See the full ecosystem in action
Get a guided overview of how Strategy, Products, and Digital Execution work together for your practice.
Get Started Now
Completely free. Zero cost to access the full MRI System.
Get Access to Quantum
1. Go to the Advisor HQ website and request access
2. The request access takes less than a minute
3. Click below to "Get Free Access Now"
I Already Have Access to Quantum
1. Log in to Advisor HQ
2. Once logged in, go to the “Annuity” tab
3. Click the link to log in to The MRI System
Backed by groundbreaking academic research from Jason Sanger and Dr. Wade Pfau
Grounded in Academic Research
The MRI System is backed by a groundbreaking whitepaper co-authored by Jason Sanger, creator of the MRI System, and Dr. Wade Pfau — examining how integrating Fixed Indexed Annuities with investments can optimize retirement planning.
Jason Sanger, RICP®
- Creator of the Max Retirement Income (MRI) System integrating investments and Fixed Indexed Annuities
- Financial Advisor with over 24 years of experience
- President of Wealth Building Cornerstones™; Vice President / Financial Advisor at Wisconsin Financial Group
- Co-author (with Dr. Wade Pfau) of research on combining accumulation and distribution strategies
- RICP® designation; developer of the Two Economic Powers® approach and Retirement Risk Zone concepts
- Civil Engineering degree from the University of Wisconsin-Madison; professional engineer for 8 years
Dr. Wade Pfau, Ph.D., CFA, RICP®
- Ph.D. in Economics from Princeton University; CFA charterholder; RICP® designation
- Wealth Building Cornerstones™ Chief Research Fellow for over 10 years
- Built and directed the RICP® designation program
- Author of the Retirement Planning Guidebook and 60+ peer-reviewed articles
- Two-time Montgomery-Warschauer Award winner from the Journal of Financial Planning
- Named InvestmentNews “Icons & Innovators” and “Power 20”
- Featured in The Wall Street Journal, Forbes, The New York Times, and MarketWatch
The Whitepaper is available inside the MRI System after signing up through Quantum.
Trusted by Advisors Like You
Financial professionals across the country are growing their practices with the MRI System.
“The MRI System transformed how I talk about retirement income with clients. My FIA premium increased by 42% in the first year.”
“Finally, a system that bridges investments and annuities seamlessly. My closing rate jumped from 28% to 51%.”
“The research-backed approach gives me tremendous credibility. Clients love the clear visuals and confidence it provides.”
Contact The Quantum Group, USA, LLC.
The MRI System is exclusive to The Quantum Group®